Sam Aaaahh...you're in High School? Or have you started college yet?

nour next year it will be the last in the high school

Malu-Lee I'm fine, thanks! How about you?~~~

nour Fine thx ^^

nour Hello malu THX

Ryan long time~

Alaa I'm good lhmdullah^^ had a good day and now planning to brush my teeth, read for a while, then go to bed ..
U?

nour Watching tv and brush my teeth no more reading then bed

Ryan Hi, it's been a while~

nour Ohhh yeaa

nour Thx how are you ?

Malu-Lee I'm fine, thanks! You?~

김 야스 hahahahah close your eyes and think about beautiful things that's what i did hhh

nour hhhh ok i will ^_^

nour hello

yjgift Hi, long time no see nour~

Ryan Hi

nour hi ryan how are you ^-^

ElinYasGD Hello

wataru HAhaha~~~

loomiar Hello ^^

nour1nour hello how are you ^_^

Julia I would split the money into parts.
1. 50% goes into long term savings (say 5 year CD)
2. 10% to a charity or church
3. 20% to short term savings (things you'll need in year)
4. 20% to spend on myself.
Of the 20% I plan to blow, I don't just run out and buy the first thing. I set the money aside and make a list. I spend a few weeks adding to that list. At the end of month, I look at the list and realize I spent the money 5 times over. I decide from that list what I want MOST. It doesn't have to be sensible, just something I really want. Then I spend the money guilt free.

Julia short term/emergency fund ... so when the car breaks down or an unexpected bill appears, you aren't cash desperate.
Long term ... because some day you will want BIG things, and using the power of compounding interest and time means that when you need a down payment for a house, wha-la, you have been saving for it.